Hacker News new | ask | show | jobs
by camnora 1359 days ago
They say you shouldn't try to time the market, which is probably good advice. However, my approach is/was:

- back in April, moved 401k fund from S&P allocation to cash equivalent (2% yield). Note: this wasn't a cash out, just reallocation.

- Bought long-dated treasuries (10 yr and 30 yr). Allocated through July and August. This one is not doing well, but allocation was sized appropriately (< 2% of portfolio).

- pooling any excess capital in a savings account until volatility calms down.

- have a couple rentals and plan to continue holding. It will be interesting to see some buying opportunities in the upcoming year or two.