[kingsidharth]

From FAQ: (though it's about automation, but goes same for overall vision)

  Why don't you automate it? Like Mint.com etc?
  That's not our purpose. When you consciously recall where 
  you spent money and document it. It has a different effect. 
  That's the aim of the app.

Expanding on it: While building Accountant, I had one thin in mind. Why look at what you did after a month? Why not look at it on-the-go? The only way I could think of was to consciously put the data.

Example: End up spending 1000 bucks on DVD rentals and then regret. Or know when you're spending the 500th buck and stop. Just a lame example but presents the use case.

[true_religion]

Not to be harsh but the lack of automation kills it for me.

I don't want to consciously recall where my money goes. I want all of the benefits of that conscious recall--e.g. staying within my budget, being able to see if my spending has changed month to month, and being able to look up where I ate 3 weeks ago---without being forced to recall day-to-day what I've been doing.

Without automatic categorization, what you have is a prettier interface than excel but functionality that no one who can sling together a few excel macros will think is impressive.