[WHATDOESIT]

How do you "just Google" how often someone doesn't pay their debts? Credit rating is a data broker, sure - but they're brokering access to private data that shouldn't be accessible by itself, and they're adding validation/verification on top. You can't just Google that.

[closeparen]

If the creditor files a lawsuit to go after your assets/wages, that's public record.

[gruez]

That only covers the case where the debt was large and delinquent enough to justify a lawsuit. Failing to make a few car lease payments or blowing off financed smartphone obligations probably won't show up on public records but are of interest to creditors.

[fruit2020]

It’s not that private, some is just not easy to get. But yes. The moment you read about it on google it’s already too late to act

[WHATDOESIT]

So I tried to Google myself - I had some problems with my debts in the past - and found nothing... And it's not like I'd just let it be if I found anything, I'd go for the GDPR takedown immediately.

[arminiusreturns]

What you need is a tool like LexusNexus for doing oppo research on yourself. Google isnt what any pro will use when looking up osint about you (some osint is hidden or behind legal/le gates, which tools like LN or Westlaw etc help do the background deals for access to)

[PopAlongKid]

LexisNexis

https://en.wikipedia.org/wiki/LexisNexis

[arminiusreturns]

I always do that for some reason!