Eh, not really. Because you're buying the house on a loan but not buying iphones on the loan.
When you choose to get a loan you're pumping a few hundred thousand that was leveraged into existence into multiple industries that gets distributed into the economy, that gets distributed to hundreds of people working.
When you choose just to just buy an iphone, that's $1000ish your spending of your own money.
Most people spend more money on cars and houses than Iphones. If interest rates cause you to you buy an Iphone instead of a new house or car you've probably contributed to lowering inflation more than increasing inflation because there's one less person bidding up the cost of houses and cars, plus cars have chips in them.
You're incentivized to put your money in savings because of the interest you can accrue in a savings account since interest rates are up for those accounts.
When you choose to get a loan you're pumping a few hundred thousand that was leveraged into existence into multiple industries that gets distributed into the economy, that gets distributed to hundreds of people working.
When you choose just to just buy an iphone, that's $1000ish your spending of your own money.