[smsm42]

The same that happens now when somebody stills your identity and ruins your credit history. You'll have to live in a bureaucratic hell for the next couple of years. And yes, as a compensation, you'll get the $6.99 worth of services from the guilty party. If you win the class action suit, that is.

[notsapiensatall]

Exactly. Why on earth would we want to replicate such a terrible system online?

We should be reforming our current credit agency system, not empowering it with a new mandate of judging somebody's social or political creditworthiness.