[mywittyname]

In theory, one can discharge student loans through bankruptcy. In practice, the bar demonstrating an undo hardship severe enough to have them discharged de facto impossible to cross.

Thus, people simply say that they aren't dischargeable.

If you talk to a lawyer on the subject, they will tell you exactly that. Even developing cancer that gives you a 20% chance of living for the next five years isn't a hardship undo enough for courts to discharge student loans.