Hacker News new | ask | show | jobs
by throwawayacc2 1374 days ago
At the start of this year, I was in Cuba. While in Cuba, I opened my bank app to check my balance. Just that, not to make any transactions.

I am a EU citizen. I only have EU bank accounts. The app I used was of a EU bank. There are no EU sanctions against Cuba at this time or at the time I was there. I also have no relation to the USA, I was never there or have business there.

A few days after opening my bank app ( again, read only, no transaction ) I received a threatening email from my EU bank saying I might be in violation of sanctions and it is prohibited to use the bank in a list of jurisdictions ( basically the ones mentioned in the post minus the last thee ) and the bank reserves the right to terminate my account.

As you can imagine, this was very concerning. Fortunately nothing came of it.

But still, I find it ridiculous the bank threatened to close my account just for being in a country that, at least for the jurisdictions that concern me, is a normal country.

I have no doubt this was an automated message. The only thing that prevented my bank account from being terminated was the suspicious activity flag triggered the email handler and not the delete account handler.

I find this to be utterly dystopian.

3 comments

Do you know that or do you assume that?

There are global trade and sanction contracts between USA and eu fyi and the financial sector is even more strongly regulated.

On the Cuba issue specifically the EU and Canada many years ago basically told the US to "f off." Way back in the 90s in the beginning of the Helms Burton act days. I know the US occasionally makes threatening but unenforceable noises, but I'm pretty sure the EU drew a firm line on US overreach on Cuba. The mechanisms behind the US trade blockade of Cuba are considered to breach the sovereignty of other nations.

(As a Canadian I've been to Cuba many times with no issues; however a friend's father worked for a nickel mining company and spent time there overseeing their operations in Cuba and he can no longer travel to the US among other things.)

There's no "blockade" of US against the dictatorial communist regime of Cuba, just an embargo. which is totally different. Proof of that is the thousand of Canadians that go to Cuba to have cheap sex with poor people including minors, something they cannot do on their country. With a blockade you could not do that. Basically the Cuban government is a mafia, that never pays back what it owes to other countries on top of intentionally impoverishing its own people and violation all sort of human rights there. making paper laws for the world while doing anything they want one on the inside to its slaves citizens. In Cuba you can go to jail for 30 years just for pacifically and silently protesting on the street with a t-shirt saying: "Patria y Vida"
The question isn't "does Cuba do shitty things?", though.

The question is a) "why is Cuba singled out over places like China that do similar (and often worse) shitty things?" b) "why are we ignoring decades of failure of the embargo to induce any meaningful change?"

Exactly. And I would add that the shitty things about regime in Cuba are somewhat contiguous with the previous shitty (Batista) regime. Both repressive. Both awful. The biggest appreciable difference is: American vs not-American (former Soviet) control/domination.

I think Obama at least sensed that the best way to get Cuba into a more functional state and better neighbour was to take the "but we're embargoed!" excuse away from the regime there. Trump undid that.

BTW the only time I came across sex tourism in Cuba, it was indeed a creepy guy with two young (probably minor) girls. In a cafe in Havana. But the guy was not Canadian, he was American. And repulsive.

Know or assume what? That the email was automated? Yeah, I mean I don’t know 100% but I highly doubt a human analysed the situation and typed an email.

What seems more likely to me is, a request came from my app to some bank server. The server detected the request coming from Cuba and flagged the account as having suspicious activity, that in turn triggering an automated message.

Maybe there was indeed a guy somewhere in an office who saw one request to my account coming from Cuba and decided to have some fun and said he’ll turn my account off. I don’t know. Whatever it is, it’s creepy it happened.

This is precisely why I would rather have my data tracked by China rather than the US. Only one of those would get other countries to fuck me over for some arbitrary reason.
Your experience illustrates what Bitcoin folks predict will happen with CBDCs.