[upsidesinclude]

You might be right.

The important thing is that the person must accept the responsibility of owning all aspects of their wealth.

No one can remove it from you, but you can make the mistake of giving it away. Then you bear the responsibility for losing it.

That's not a very big trade off for some people.

[n4r9]

Yeah, I think most people find consumer protection regulations very reassuring. It's natural that they're reluctant to transition to a system that does not (and arguably cannot) have any.