[rafale]

I am sure the plane can fly again on most cases, they just don't want the liability and they want to put "pressure" on the pilots to only deploy it when necessary.

A Cirrus pilot that loses an engine at a safe altitude will not think of deploying it because the plane will be gone.

[nocoiner]

I don’t think that’s the way insurance companies look at it - as I recall, I think they actually waive the deductible in the event of a chute deployment to encourage use of the system. Paying for an airframe is a lot cheaper than the inevitable wrongful death lawsuits.