[jqpabc123]

Forcing citizens to use a CBDC is straight out of 1984 playbook.

FUD anyone?

Citizens won't be using a CBDC --- at least not directly. Everything *citizens* do will still be denominated in good ole USD just like always.

The CBDC will be used behind the scenes by banks and the Fed to speed up and modernize the banking system --- to replace the antiquated ACH system that was originally designed in the paper check era.

Basically, a CBDC will allow digital wallet like features to be seamlessly added to every existing US bank account.