[implements]

Not OP, but traditionally I had £400 as the expenditure price-point you really didn’t want to make a mistake with. (Oddly enough, because it was a new laptop budget figure a couple of decades ago - and you couldn’t afford to buy a lemon)

[brailsafe]

OP here. I think that's not too far off, but it depends on the purchase. For a phone it's basically $500 to solve all of my uses for the thing, and not that much of a risk and no debt. If I break the thing in half, it's a $500 hit over the course of about ~3 years instead of over $1000.