[jhugo]

> don't deliver to person across the street

I feel like this is probably crossing over the line balancing an acceptable amount of inconvenience to genuine customers vs. the amount of fraud that is prevented.

Certainly it's fine to flag such a transaction for review, but it's not at all unusual to order food from a restaurant over the street. For example, when it's just me and a sleeping baby at home, but I really want to eat the food from the restaurant over the street.

[mjmahone17]

I think in this case it’s delivering “across the street” from the delivery address, not the restaurant address.

Basically the fraudster is asking to deliver to a location other than where they actually live, because they don’t want to be traceable. They don’t want the delivery person to ring the door, because then the fraudster might lose out on the food.

[patmcc]

My reading of this is "yes my (credit card) address is 123 fake st, but please deliver to the park across the street".

[jhugo]

Ah, I didn't consider that. Still, I often forget to update my card addresses for a while when I move, now that they don't post you anything. I usually don't move across the street, though...

[piperswe]

Agreed - maybe use it as a signal for potential fraud if this is requested in the first order for a new account or a new payment method, but it's useful functionality that shouldn't fall victim to fraud prevention

[withinboredom]

During Covid, we’d order to an address down the street because our actual address was “too far away” but four houses over was not.

[jhugo]

Yes, I've also done this, as the line of 5km from a cluster of good restaurants is through the middle of the development we live in, and we're on the wrong side of it.