[olegious]

I want to give you a different take on frugal living- my grandparents lived frugally their whole lives so that they would have a comfortable retirement. They didn't go on many vacations, they didn't go out, they spent their lives working and saving and thought that everything was set. Then the Soviet Union collapsed- within 2-3 years, everything they worked for their whole lives was wiped away by runaway inflation. They were left with nothing. So they spent their lives denying themselves so that they can have a comfortable old age and came away with nothing as a result.

Am I telling you this because I think you shouldn't save for the future? No. I'm telling you this because there should be balance in life- you only live once and you're only young once, balance fun, travel and the more pleasurable aspects of life with saving for the future. You never know what the future hold for your health or for your country.