[TradingPlaces]

It’s a good question, because everyone experiences inflation differently. For us, it’s been a bit of a non event

-Our mortgage payment hasn’t changed, so 0% inflation rate. That’s a big one.

-Both of us already worked at home, so we don’t drive a lot. One car a gas guzzler that takes premium, the other EV. We also did not buy cars in 2020-2022, a huge source of inflation.

-We did a bunch of nest feathering in 2019, so no household durables, which was a big source of inflation 2020-2021.

- We get our food at Costco and farmers market, and don’t eat out much. Costco really worked hard on food inflation. Prices at the farmers market are through the roof.

- I flew on 1 round trip since airfares and hotels skyrocketed, and we took a 2-day trip to Santa Barbara for my wife’s birthday, which was 48 hours straight of sticker shock.

This is the ultimate YMMV