[bcrosby95]

I wouldn't say we're struggling to make ends meet. But we have to think about our budget more. Before we could eat out a couple times per week, give all the extra curricular activities our kids wanted to them, we were able to save for our kids' future college, and have a decent sized discretionary spending amount that we could spend on random stuff in any given month.

Now we eat out 0 times per month. Kids are limited to 1 recurring activity at a time. Our discretionary budget is basically $0.