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by WaitWaitWha 1389 days ago
I got the same.

I find it insulting to offer a credit check. If I wanted, I would get 20 credit checks just this year. Credit checks are also (mostly) free. Everyone and their mother offers them.

Why would that do me any good for checking? How does it remediate or mitigate the loss I have?

2 comments

They aren't even offering one, it's worse than that. They are providing info how to use your one annual free credit check that is gov mandated. They are not offering anything other than notice.
> Everyone and their mother offers them.

I'm pretty sure the US government offers them for free, and anyone else doing it "for free" is only using at a means to collect and sell your personal information. Using some random site like getmemyfreecreditcheck.com or whatever is pretty much asking for your privacy to be violated.

not that annualcreditreport.com feels any less random.