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by freddie_mercury
1388 days ago
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ACH has always been next day. It was processed at night, so the funds were available the next day. In 2016 it became same day. It is processed four times a day, so is available four times a day. If your bank is locking up the funds for 3-5 days, that's their decision and has nothing to do with the US banking infrastructure. My bank processes all transfers same day. You should take advantage of the many alternatives and switch. |
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