[herbst]

Smm = Social media marketing, buying likes and that stuff. It's a huge market actually. Porn sites also heavily set on crypto to pay their creators, paying out is even more an issue than charging in such markets.

I don't understand where the issue with refunding crypto should be. It's also way cheaper than what stripe, PayPal or co charges if users issue refunds. Personally I only save money by using crypto, I save thousands of dollars in transaction and chargeback fees every year. For me as merchants it's a non brainer.

I also use crypto as a customer but I usually trust these companies before I send money. The swiss Amazon is accepting crypto for example, as customer I trust them and all customer protections laws apply as well.

[knorker]

> I save thousands of dollars in transaction and chargeback fees every year

Honest question: Have you run that past a lawyer? Chargebacks are partially based in law, so while you could be saving money now, it could be by building up more and more legal liability and risk.

But maybe you'll be fine, because you refund any and all refund requests.