[TekMol]

I would love to pay with crypto.

Every time I type my credit card number into some web form I think "Damn, I hope the number will not end up in some shady hands causing me trouble".

I had my credit card disabled once because someone started using it to buy stuff with it around the world. What a freaking hassle. Telephone calls, letters, several days without a CC, had to change the number everywhere .. annoying.

Paying a lightning invoice does not bear such risks.

[moffkalast]

You know that lots of card providers can generate virtual cards for free on demand these days right? Another set of details that works the same as your original card but can be used for, say, just one site and cancelled at any time if it gets misused.

If that's your only gripe than that's probably the easier way than switching to an entirely separate financial system.

[zeroclip]

It is not realistic to generate a virtual card for each purchase. It creates a documentation headache as well, such as handling returns and payment proofs.

[verdverm]

I expect credit cards to become more like private keys in time, managed by the company, and transactions will have unique tokens so that your real number is never passed to the vendor. Blockchain like ideas will be implemented in "TradFi" without the overhead of blockchain.

[desindol]

You are saying that you rather would have your crypto wallet stolen instead of your credit card?

[TekMol]

You do not need to have your card "stolen" to get into this trouble. I did not get my card stolen. You hand out the data that can cause you trouble every time you pay something. That is not the case with crypto.

[gear54rus]

what kind of misleading analogy is this? you're not sharing your private key (if you have half a brain cell anyway) when paying with crypto so why even bring this up?