[csomar]

No one can give you advice on this. We miss a lot of the details.

> and she was worried that I was taking advantage of the situation

We don't know how serious these events were.

> In the end, we decided that the buyout money would go to retirement and not be touched.

Is this a shared account or her account.

> she would put in a rainy day fund for home improvements or traveling etc.

Is that her fund or a shared fund?

> This arrangement kind of worked until it came time to use that rainy day funds and she started feeling that we were spending her money.

Is that a surgery or a buy a boat situation?