[cableshaft]

This is what we do also. Have a joint account for 'team money', and individual accounts to spend on whatever we feel like beyond that. Some of that individual account stuff tends to still be spent as 'team money', i.e. a lot of the meals from restaurants and non-401k stocks are bought out of my individual account, and a lot of the groceries comes out of her account. Most bills are from the joint account though.

Worked so far the past four years, although I'm sure we could both be a bit more frugal with our individual spending. But for now it doesn't matter too much, bills are getting paid, money is going into retirement and investments (not as much as I'd like, but still a decent amount), we can afford a vacation this year (a fairly simple one, but one nonetheless), etc.