[yoyohello13]

My wife and I each have our own personal bank accounts and one shared joint account. All shared expenses (mortgage, utilities, internet, Netflix, groceries etc.) come from the joint account. We each manage our own retirement and personal expenses. We both send a portion of our paychecks to the joint account every month that covers the shared expenses. We each can do whatever we want with the money in our personal accounts.

Since I am making significantly more than my wife these days I always pay for meals out, movies, etc. It's worked for us for about 12 years now.