No, it doesn’t carry an implicit 0 index. Measuring age (in the West) is like measuring distance. You start at 0, but that doesn’t mean the first item is at index 0.
If you took a standard ruler, a measurer of distance and which has literal index marks painted on it, and placed items along it, the item found at the head of the ruler would be found at the 0th index. You're quite right that we think of birth and its anniversaries in the same way.