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by ficklepickle 1395 days ago
I've wondered about this, too. The simple and unhelpful answer is because banks/CC companies are conservative and consider them high risk. So why is that? I've been able to find two factors: 1) associated (correctly or not) with the sex industry, which is taboo, possibly regulated or outright illegal. 2) high rate of chargebacks. Factors leading to high chargebacks could include no returns allowed and taboo/shame. Imagine an insecure partner finds a charge on a CC and the other partner claims they didn't purchase it, leading to a chargeback to support the lie.

Here is one of the better articles I found: https://instabill.com/do-adult-toys-fall-into-the-high-risk-...