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by l30n4da5 1391 days ago
> Student debt is a personal responsibility. It is a personal choice.

While I agree with you, to an extent, you cannot ignore than many young people were pressured into going to college, and going to a 'good school' by the authority figures in their life at the time (be it parents or school counselors).

they were sold the lie that college would pay for itself, and for many it has not.

I got lucky, personally, and don't have much in the way of college debt due to scholarships and such, but my degree is still just a very expensive piece of paper since I have done absolutely nothing with it.

3 comments

> many young people were pressured into going to college

When I was young, drunk, and impressionable, a pit boss pressured me to apply for casino credit and get hosted in Vegas.

Of course, I took out my entire line in markers and lost it all.

If being young is a valid excuse to discharge the consequences of stupid choices, this is great news. I'll be awaiting my check.

Any of you who signed up for those $1000 unsecured "student credit card" offers should be lining up for the gravy train, as well.

Looking forward to teaching my kids that financial responsibility is only for old people, to rack up as much unserviceable debt as humanly possible while they're in whatever government standard age bracket is defined as "young", get it all forgiven, and then start acting like a responsible human being. There's no moral hazard in this line of reasoning whatsoever.

false equivalency.
Yeah and now they have a good degree from a good school which is advantageous over someone who was more frugal.
I went to get my CompSci master in a public college somewhere in NYC, total cost $20k.

Now I earn more than $250k/yr.

You can get into college without spending insane amount of money. You can also choose a more marketable major.

then you also have to realize that you are in the minority, even within your field. the vast majority of software engineers dont make nearly that much.
But going to my college with just $20k is not a privilege that only a minority can do. Its public college, anyone can get in.

I show my income only to state that people should major in a more marketable major.

What year was this?
4 years ago. 2018 graduation.
Interesting. I'm glad to see there are still programs that aren't obscenely expensive. I went to Ohio State in Computer Science in 1984 and full time tuition was $600 per quarter or $1800 per year or $7200 for a 4-year degree.