[NoblePublius]

it makes sense for people with no or bad credit because they’re substituting the insane fee for a credit check

[throwaway0a5e]

It "makes sense" only so far as it's an option. Most people with crap credit probably shouldn't be taking advantage of this.

[NoblePublius]

I can think of more than a few high income recent immigrants who can’t qualify for a Honda Civic lease.