[dannyincolor]

I feel like the branding really shot it in the foot. If they'd named it something less "startup-y" sounding, and marketed it as secure, instant transfers backed by the banks themselves, they might be in a better position.

I still use it all the time since it's a superior to any other offering for instantaneous high-dollar transfers, but it always feels like a "Venmo got embedded in my banking app" type of interface vs. "my bank is offering a direct payment service to it's other networked banks".

Hard to define, but I do think the marketing/branding/rollout were more to blame than the merits of the service itself (IMHO, Zelle is great).

[squeaky-clean]

Chase used to call it "Chase QuickPay", which was a great name. And when they joined Zelle and started supporting other banks it became "Chase QuickPay With Zelle". I don't know why it needed 2 product names but at least one of them told you what it did. And now it's just Zelle...

[datavirtue]

Yeah, if it had piles of VC money shoving it down people's throats it might have been received better.

The banks don't make money on it...so boring to them and therefore neglected from a marketing perspective.