[pocketero-dan]

You're right, there are medical expenses so huge that even big discounts won't meaningfully help avoid bankruptcy. But let's not only consider worst case scenarios, let's also consider more common scenarios:

- A non-complex surgery that retails for $20k and is discounted to $5k (hopefully on a payment plan). - A specialist consultation that retails for $1000 and is discounted to $250. - An urgent care visit that retails for $400 and is discounted to $100.

There are 30 million Americans who don't have health insurance [1] largely because it costs $541/mo on average [2]. Aren't these people well served by a "best price" network at $10/mo?

[1] https://www.simplyinsurance.com/how-many-americans-dont-have... [2] https://www.valuepenguin.com/average-cost-of-health-insuranc...