That feels like saying "And that's why you pay the Mafia their protection money." These screens are breaking because they're defective, which is what the warranty is supposed to cover. Why should you have to pay Apple more money for them to do what they're already supposed to do?
I break things infrequently enough that it's cheaper to keep the money I would have spent on protection plans in my bank account, and then just pay out of pocket when I do.
Paying protection to the mob is a good idea in general. Even if you're generally careful, you never know when a leg will break because of something that was your fault.
You should insure things you can't afford to self insure for. Life, Home, maybe car.
You should not pay insurance for all the tech crap we buy. You're just losing money on average. Only way to win with this type of insurance is to be unlucky.
But this is exactly it. Insurance is about relative luck and hedging against being unlucky. It’s all a matter of risk/reward. It’s an ex ante cost.
Much history of costs/return in various domains show the power of ex ante investments vs ex post restitution.
If I spend $1200 on a high end phone, and it costs $300 to replace a screen, or $30 with insurance, after a $200 one time premium for 2 years… it depends how often you break your screen on average. If it’s at least once every 2 years, then yes, it’s worth it. And then that’s not even counting other things that may go wrong.
Same logic for extended car warranties. Sometimes they pay for themselves quickly, sometimes not.
Which is nonsense, the whole point of insurance (and why most people should purchase insurance) is to pool risk so to cover high costs that most can’t afford for themselves.
GP is saying that insurance makes sense for things too expensive to replace on your own, like houses and cars, but not cheaper things like consumer electronics.
12 months in the US. It depends on the country. In Europe a device has to last a reasonable time with a minimum of 2 years. But the warranty is with the seller, not the manufacturer. This is why I generally buy from Apple directly, so they can't weasel out of it this way.
Though after the first year the onus is on the consumer to prove a manufacturing defect. During that first year the manufacturer has to prove it wasn't broken by the customer. That makes the discussion a bit harder after the first year. Also, these protections only apply to consumers. Businesses have to fend for themselves and that includes -employed when buying as such (and thus avoiding VAT)
You are still free to sue them if it is actually a faulty product. But maybe you want to get a quick repair done in the mean time without shelling out $800?
Waiting for Apple to admit wrongdoing is like trying to get blood from a stone. Remember the Nvidia chip failures that Apple caused by using cheap solder on their Logic Boards? They never fully owned-up to that one, despite being 100% culpable. We eventually got admissions of guilt for things like Lightning ports and Butterfly keyboards, but that doesn't fix the thousands of devices that are now using ass-backwards technology that can only be replaced once broken.
The other comment is entirely right. The fact that Apple can sell a first-party service entirely dedicated to replacing broken iDevices is evidence enough that it's a racket.
I rarely had a problem with an iDevice. Once my MacBook Pro 17 inch broke down after 4 years or more, it was out of warranty and out of Apple Care, and they replaced the whole motherboard for free anyway. My mother is using it to this day.
Doesn't feel like a racket to me. Rather, if you buy an expensive device, and you cannot easily afford a replacement if it breaks, get an insurance. That's Apple Care (plus). It is an easy enough to understand concept.
I think it's closer to Ford being both your manufacturer, insurer, and sole authority on vehicle repair. This is something our nation already faced, and rectified with legislation.
What exactly is your point? What legislation are you referring to? What exactly is Apple doing wrong here? Not paying off some Smurf who dropped his MacBook one time too often?
Like Ford, Apple wants to be free to innovate. If you don't like the quality of their products, don't buy them. There are plenty of other great choices out there. Oops, maybe not so much for the M1 MacBook Air.
I used to always pay for apple care, but not once have they paid out a claim or fixed a problem without charging me. It's always "we don't cover normal wear and tear" or "we don't cover moving parts" or "the user must be at fault".