[OJFord]

Well to be blunt, I think the audience skews less educated, lower socioeconomic class. The more incomprehensible the windfall the harder it will be, inevitably, to cope with.

If you're accustomed to having spare money to invest, not worrying about bills, have the option of taking many months off if too burnt out, then you're probably the type a) not to be playing the lottery; and b) to spread it across a few investment accounts or whatever while you think about what to do rather than splurge it.

And most importantly, anyone talking about it most definitely falls within that skew.