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by dionidium 1398 days ago
Your own argument is that you need a roof over your head, either way, so if the value doesn't increase, then you simply live there. If it does, then you keep all the profit, tax free.
1 comments

No, if the value doesn’t increase, you have to live there. You no longer have the option.

Find yourself at a peak and you could be stuck for years to come.

Again, this was all about asymmetric upside. Being unable to move even as life circumstances change seems like a pretty sharp downside.

Yes, you probably shouldn't buy a house if you imagine you'll want or need to move in the next 7-10 years. And, yes, it's also not the case that there is zero risk. It's just lots of leverage with favorable tax treatment. But it's not a magic money machine.