[warriormonk5]

Have you already paid? Ask for a "pay for delete agreement" if you haven't

[robcohen]

When I spoke to collections they assured me it wouldn’t end up on my credit report, so I payed.

[hansvm]

Sounds like fraud. Do you have the communications?

[robcohen]

Unfortunately not, because it was over the phone.

[hansvm]

I vaguely recall that even in 2-party consent states recording lawlessness is still legal. Are there a y lawyers here who could chime in?