[awb]

I think the point you’re making is that he used violence to coerce the bank.

To OP’s point, he was only asking for his own money back, whereas a robbery is trying to take someone else’s money. I guess it all depends on the bank agreement and procedures during a bank run or a default. Sure, you get a statement that says you’re credited with $210k, but you don’t actually own that much money anymore if the bank lost some of it and can’t pay everyone their full balance.