[patentatt]

Do you really envision a world where every person who now rents is homeless, and every rental unit is sitting empty? Is that realistic in any way? The answer is that the market would adjust, prices would come down, different types of mortgages may be created to serve different markets, etc. It seems untenable that a huge percentage of people would be homeless while also having a similarly huge percentage of housing sitting empty and idle. Both things happen now, but if you're talking all renters, that's an order of magnitude more.