If you have a valid passport and a proof of address in the USA, you are able to open a bank account with Pana and even some big banks. What we've seen is that its 10x more difficult with these big banks.
Sure, but it's probably partially more difficult because there are heftier regulatory requirements for non-citizens, no? I'm just curious how that translates practically to KYC/AML work on your side
Yes there are. For now from a regulatory standpoint validating the users identity and their proof of residing in the USA is enough to comply with KYC/AML standpoint