[jorvi]

> It is legally problematic to remove until you switch financing...

Is it?

Unless their financing T&C specifically tell you you are bound to let them track you, can't you just pop it out and tell them to pound sand?

[metric10]

I've removed one and never heard anything. I doubt they even check if it's functioning unless they are attempting to repossess the car. As I recall, some modules have the ability to unlock and start the car as well (I think; it was years ago when I found one and researched it...)