At one job I had in 95, a few times I did connect at 300. (I'd hang up and try again if that happened, but sometimes I would vi at 1200 baud. 2400 I think was normal, and sometimes I'd get lucky and connect at 48k. It was nominally at 56k modem, but I never saw in connect at that.) I can't remember the name of the terminal emulator I used from windows in 95, or what even the browser was, must have been mosaic? I was coding up web pages for lawyers at https://www.lawinfo.com / experienced attorneys referral service before Guenter sold it to Thompson Reuters. Pre-web, the outfit would place ads in yellow pages nationally, and then transfer calls to attorneys who subscribed. I supported the computers for the folks who took the calls from the yellow page ads, and the computers for the folks who cold called attorneys all day, but most of the day I was creating HTML in vi for lawyers. I think we used something called lantastic; and we had a commercial CRM system that ran on DOS and dialed the phones for the sales team... it's on the tip of my tongue... I remember loading new phone numbers into it from some vendor feed for the sales force. We were in a weird strip mall in Encinitas, and I remember hanging out with the folks who worked next door at some sort of computer business that made our PCs but also worked on some sort of B2B software.