[radicaldreamer]

It's all relative to cost of living (including taxes) and asset prices... even in relative terms though, it is possible to save a lot in the Bay Area if you're not consuming at the high end or have your eyes set on real estate.

[naniwaduni]

I mean, if you're living in an area with COL high enough to eat through $500k, you are splurging on location, which isn't really any less infrugal than it would be to splurge on travel or imported luxury goods.