[nickik]

Isn't it really easy to steel somebodys card? Isn't credit card theft a big problem in amerika? Dept cards are protected with a code so there not that easy to steal.

Im from europe and this is just how it is in my view of the Amerika but I draw my knowlage from movies and stuff so correct me.

[jedbrown]

It's easy to steal a card, but the card companies do pretty good fraud analysis and in any case, the card owner is never responsible for the fraudulent charges. Of course the cost of the fraud monitoring and insurance system are passed on to merchants and those who carry a balance. But if you don't carry a balance, there is no question that a rewards card is the best available payment mechanism. If you use something else, you are subsidizing those who use rewards cards.

[kahawe]

It surely is easy but it doesn't matter - unlike someone stealing your EC card and PIN.