[cassianoleal]

There is a backup plan. For corporate systems, contact the IT department. For banking, call the bank or go to a branch. TOTP-based schemes can be backed up and used on multiple devices. So on and so forth.

It just so happens that most of these backup plans are incredibly inconvenient and might take a long time and effort to get through them.

[NaughtyShiba]

Something like that, ain’t a plan in my eyes. But yeah, what’s exactly what’s wrong with plan. God forbid you have to book appointment and arive somewhere to get it resolved…