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by actionablefiber 1404 days ago
Then the teenager might ask, sure, that's credit like a bar tab or whatever and credit is convenient for all kinds of reasons, it's just, why do you need a whole other company to get involved and issue a specialized card to do that? Why doesn't the bank just say "we'll let you overdraft up to $4000 without any fuss but you'll have to pay interest on the negative balance"?