[johnl]

I always thought that the best way to avoid losing a lot of money is to diversify and avoid leverage. Derivatives is leverage big time, it's speculation, not investing, you can lose much more than you invested. Diversify and avoiding leverage as a VC would be to invest a relatively small amount of money over many potential companies. So can avoiding leverage to conserve your investments work the same way with time? Leverage as a small company might be like sub'ing out your work to others. I've never read anything positive with that approach. How about at the personal level of the article - some wasteful activities can be avoided but stuff like email is not going away. So leverage this down time by multitasking. It would take me 4 hours of planning for 2 hour of programming. While I wade thought these emails I am also going to think about, plan, research, and write down what my 2 hours of programming is going to be. During these non productive downtimes, I can get really boring jobs done, the time passes quicker, and I have a head start when my productive time starts.