| >Offering 15-20% guaranteed ... return ... to ... lay people ... doesn’t require any technical knowledge to know it’s ... a scam. AbsoLUTEly. I have utilized bitcoin transactions since 2012; I've never really cared for "altcoins," and was on the "losing side" of the Aug2017 hard-fork (BTC/BCH). Your majority crypto asset should be bitcoin, alone (at least 80%+). Ethereum's decision to go "proof of stake" will lead to an "inverted parabola" (i.e. short-term increase, long-term destruction) of the ETH.marketcap, IMHO. Any stablecoin (or fedcoin) should be met with Mark K's excellent question: "Do you REALLY NEED A BLOCKCHAIN to implement your idea?" If your idea does not require/MANDATE "de-centralization" as a fundamental core operating principle, USE A DATABASE INSTEAD of a blockchain (hint hint US Fed flirting with digital dollars). Some of the few things which make bitcoin (alone) so special/unique (IMHO):
1) Founder effect
2) Limited supply of ~21m (†)
3) Simplicity of transactions †): For the purests: yes, technically if 100% of nodes agreed then supply issuance COULD change (but realistically this would result in yet another hard-fork). I maintain approximately 1/6th my wealth in bitcoin; I have now been through nine "crashes" (of the bitcoin environment) and only recently began diversifying outside of crypto. |