[autoexec]

> Electricity and transportation is a regulated utility.

Maybe it's time to regulate payment processors and turn them into utilities. That or create a national payment processor that does one thing and one thing only (process payments) under a transparent set of laws treating every traction equally.

I have no love for Visa or Mastercard. I'd rather not deal with them at all if I had an alternative that was just as convenient. It kind of crazy that with our modern tech and banking system we don't have that easy alternative and still have to keep these dinosaurs around just to easily pass numbers back and forth between banks.