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by kradeelav 1427 days ago
From what I've heard, 6mo is set as such in the case if somebody gets laid off and it takes that long for them to find another job - so they have exactly that amount of raw cash to survive on for rent/food/miscellaneous.

Also medical bills tend to be twice as expensive as what you'd think they are, so a single medical incident can wipe out a solid chunk of that 6mo net.