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budget the same, 3 months isn't enough to say its going to stay there for a year. Good dinners are more affordable than fancy ones (even if you eat out for both, you get more for your money at an "average" restaurant than a top class one that exists only to show other people how much money one has). I'd mainly focus on the things that take up at minimum 1/5th of your lives: Bed quality is nice to improve, keyboard/mouse/screen/computer, shoes, etc. whatever amount spent, just make sure your savings are always increasing, the faster the better, but don't feel the need to over-do it. but past that, invest a portion of your savings, since banks rarely meet inflation rates. Index funds, housing, crypto if you feel daring, etc, don't invest too much (especially if monkeypox becomes a full-blown thing), but also don't invest too little, (or you are basically losing money over time) and then through that, your retirement will arrive earlier |