[muttled]

Small claims court seems to be one of the only options at that point. While it's still a valid tool, it can be a big pain to go through with it and I'd bet a lot of people would just take the loss. It also assumes a lot of things like being able to locate the party to serve them.

[_aavaa_]

I agree that it's a thing, but the difference between a chargeback and small claims court if you're a person who wants to charge back a company is night and day. Almost nobody is going to use that avenue.