[nemothekid]

>Any other payment processor that pulls this will immediately be sued, so why are they risking this knowing that TOS isnt the law?

What are you talking about? PayPal has been doing this, and worse, for a little over 20 years and has a $100B valuation on the public markets.

[upupandup]

What do you think I'm talking about?

That didn't stop them getting sued. Up to certain amounts Paypal/any US processor, whill automatically forfeit in small claims court.

So what OP could do is sue Stripe in their civil small claims court and Stripe won't bother sending a lawyer out as doing so would be expensive.

Up to about $10k this should be possible. I've had many success by taking shady companies that screwed me to small claims and won by simply counting on them not showing up.

[MerelyMortal]

Do those successes include getting paid?

[robotnikman]

At least paypal has a customer service number you can call to get in touch with a real person. Not that they are much better as a company.