[AinderS]

> they should be able to obtain some sort of "reverse mortgage" that pays the taxes in exchange for partial ownership of the home

Homes aren't just another asset and financial vehicle. They are, well, homes. Your link to the local community. Where your family has lived possibly for generations. Treat them like a disposable commodity, and you get present-day USA - a country of atomized individuals, without communities, that are a basic human need.