[codemonkeysh]

It's never too late to put yourself in debt.

Why not pour yourself into something you love professionally and take some risk. Eventually you may develop a mindset that you're too old to task risks in life.

Sorry, I'm not big on traditional education since it's just a business model that locks people into debt they can't escape.

Life is the best university there is out there. Its admission is just time and effort.

Note: I'm a high school drop out so don't pay me no mind :)